At Montonio, we know that offering flexible payment options is a game-changer for ecommerce businesses. We’re excited to expand our Buy Now, Pay Later (BNPL), and Hire Purchase solutions to Latvia and Lithuania. These financing options are already successful in Estonia, where thousands of merchants have seen increased sales and higher conversion rates. Now, it’s your turn to tap into these benefits and give your customers the power to shop more confidently!
Why Should You Offer “Buy Now, Pay Later” and Flexible Financing?
Imagine allowing your customers to split their payments while you receive the full amount upfront—without the hassle of managing credit. With Montonio and Inbank, you can:
- Boost sales by making purchases more accessible.
- Increase average cart value with easy financing options.
- Offer more payment choices, reducing abandoned carts.
- Attract new customers who prefer flexible payment methods.
How It Works
Buy Now, Pay Later (BNPL) – Make Shopping Effortless
✅ Available now in Latvia (Lithuania coming in 2025).
✅ Customers can pay next month or split payments into two or three instalments.
✅ No fees for customers – Merchants cover a small percentage-based fee.
✅ Order values: 30 € – 2,500 €.
✅ Merchants get the full amount paid upfront in just a few days.
Hire Purchase (Financing) – Increase Big-Ticket Sales
✅ Available in both Latvia and Lithuania from launch.
✅ Customers can split payments over 3 to 72 months.
✅ No cost to merchants – Customers cover interest and fees.
✅ Order values: 100 € – 2,500 € (expandable to 10,000 €).
✅ Decision in just 30 seconds – No waiting around!
Fast and Simple Setup for Merchants
What sets Montonio x Inbank apart from other BNPL solutions? We focus on ease of integration, speed, and merchant-friendly terms:
- Instant activation – Accept BNPL and Hire Purchase in just a few clicks.
- No separate review or approvals needed – Start offering financing immediately.
- Seamless integration – Works effortlessly with your existing payment setup.
- Transparent fees – No hidden surprises or complicated rate structures.
Why Now?
- Customers demand flexibility – Don’t lose sales to competitors who offer BNPL.
- Bigger purchases = bigger profits – Financing encourages customers to spend more.
- No risk for your business – You receive full payment upfront!
Join over a Thousand Merchants Already Using Montonio x Inbank!
With our launch in Latvia and Lithuania, now is the perfect time to upgrade your checkout experience. Don’t miss the opportunity to increase sales, attract new customers, and grow your business effortlessly.