- The summary points are not part of the Terms.
1. General provisions
personal data to Montonio Finance (Montonio).
1.1. The Policy is available on the website of Montonio.
1.2. Montonio has the unilateral right to amend the Terms or cease providing the services.
- We need to process your personal data when You use our credit intermediation services.
2. Categories of data processed and reason for processing
2.1. Montonio processes the personal data You submit when using our services, such as Your
personal and contact details, financial information and information accessed from
third-party registries. This data is processed in the purposes of providing You credit
offers, to manage the concluded credit agreements and to fulfil Montonio’s obligations
deriving from the law.
2.2. Montonio may process Your contact details in the marketing purposes only on the basis
of your explicit consent. You can withdraw from such consent at any time.
2.3. Montonio retains Your data as long as required by applicable law or if required to
protect Montonio’s legal interests. The retention period is the same length as the
applicable limitation period for claims.
in the purposes of a better user experience. You can configure your web browser not to allow
Cookies, however, we cannot guarantee that the services Montonio provides would function
properly if You decide to do so.
- We transfer Your personal data with the credit applications to our partner creditors.
- The merchant partners can access the concluded credit agreements.
3. Third parties, transfer of data and data security
3.1. We may transfer Your personal data to:
(a) our partner creditors (the Partner Creditors) when you apply for credit. Montonio is an
agent to the Partner Creditors listed here. Legal acts require Partner Creditors and
Montonio to obtain, verify, and record identifying information about all their customers.
For this purpose, Montonio or the Partner Creditors may consult other sources to obtain
information about You. Montonio and Partner Creditors act as joint data controllers;
(b) our partner merchants (the Partner Merchants) whose product You apply financing for.
Montonio shall be acting as a data controller and the Partner Merchants shall be acting as
data processors on behalf of Montonio. The Partner Merchants shall process Your data in
accordance with this Policy.
(c) third-party service providers including advisors, identification, and other services
providers listed here. In such occasions, Montonio will be
responsible for the processing of Your data. The list of such third-party service providers
is available here:
3.2. The Partner Creditors may obtain Your personal data from third parties on the
conditions set in their own privacy policies.
3.3. Montonio will process Your personal data only within the European Economic Area or in
countries where the European Commission has issued an adequacy decision as described in the
article 45 of GDPR.
3.4. Montonio has implemented security measures to ensure that Your personal data is
protected from unauthorized or unlawful access, modification and deletion.
- Please contact us if You have any questions about data processing.
- You may also contact the supervisory authority.
4. Your rights and contact details
4.1. If permitted by the applicable law, You are entitled to, free of charge:
(a) request access to and rectification or erasure of Your personal data;
(b) to restrict the processing of Your personal data;
(c) receive Your personal data being processed in a machine-readable format;
(d) object to automated decision-making.
4.2. Do not hesitate to contact us if you have any questions, requests or complaints on the
processing of Your personal data at:
Montonio Finance OÜ, reg 14557628 (for Estonian customers);
Montonio Finance Europe OÜ, reg 14588818 (for Lithuanian customers);
Telliskivi 60a/5 (Palo Alto Club), Tallinn, Eesti
4.3. Regardless of whether You submit the complaint submitted or the outcome of the
complaint procedure, You may contact the competent supervisory authorities for the
protection of Your rights.
4.4. Contact details of the supervisory authorities:
L. Sapiegos 17,